Keep yourself updated on the forever changing real estate legalities
How to use a family gift toward your down payment in Ontario: who can give, what the gift letter must say, the documents your lender wants and how a gift can lower your mortgage insurance.
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Ontario buyers of new homes can get back up to $130,000 of HST on agreements signed from April 1, 2026 to March 31, 2027. See who qualifies, how much you get and how the rebate reaches you.
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Joint tenants and tenants in common decide who gets an Ontario home when an owner dies. See how each works, the Estate Administration Tax difference and how to choose before you sign.
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Buying a power of sale home in Ontario? See how the lender's sale works, what "as is" means, what happens to the debts on title and the checks to make before you firm up.
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A status certificate shows an Ontario condo's finances, fees owing, special assessments and rules. See what it includes, the red flags to look for and how your lawyer reviews it.
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Title insurance protects Ontario owners and lenders against title fraud, hidden liens and survey defects. See what a policy covers, what it leaves out and whether you need one.
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What it costs to sell a house in Ontario: commission and HST, legal fees and disbursements, mortgage penalties and closing adjustments, with a worked example of net proceeds.
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How Ontario land transfer tax works for first-time buyers: the provincial refund of up to $4,000, the Toronto rebate of up to $4,475, who qualifies and how the refund is claimed at closing.
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What a real estate lawyer costs in Ontario: legal fees, disbursements, HST and land transfer tax, with 2026 rates and worked examples for buying and selling.
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Yes, in Ontario only a lawyer can close your purchase. Here's what a real estate lawyer does, when to hire one, what it costs, and the closing timeline step by step.
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